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DECISIVE AND AUTO FINANCIAL GROUP SIGN CONTRACT

        Decisive announced today that it has entered into an agreement with Houston, Texas based Auto Financial Group (AFG) to license Decisive's "DocPerfector" software. The software allows dealers that use AFG's auto finance programs to quickly and accurately calculate complex transactions via an imbedded link in the dealer's RouteOne system. It also produces a perfected document for the dealer and customer to sign to complete the transaction.

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DECISIVE ANNOUNCES AGREEMENT WITH RouteOne®

        Decisive announced today that it has entered into an agreement with RouteOne to develop specialized software for use in the automobile finance industry.

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DECISIVE ANALYTICS

        Auto leasing has become the bad boy of the financial world. Some lessors can’t exit fast enough. Others are wary, wondering if they have missed seeing leasing’s problems.

        But before jumping on the bailout bandwagon, we should understand what has occurred and what the future holds for savvy lessors.

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DECISIVE LICENSES SOFTWARE TO STANDARD FINANCE

        Decisive, which provides loans and lease origination software to banks, credit unions and finance companies, is located in Santa Barbara, California. Decisive announced today its newest software licensing agreement with Standard Finance of Plano, Texas. Standard Finance is a consumer finance company that originates auto leases from automobile dealerships.

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DECISIVE LICENSES SOFTWARE TO LAKE MICHIGAN CREDIT UNION

        Decisive announced today its initial software licensing agreement with Lake Michigan Credit Union of Grand Rapids, Michigan. Lake Michigan Credit Union is a leading auto loan and lease originator from automobile dealerships.
        Brad Emerson, President of Decisive, says “Lake Michigan Credit Union was referred to us through a mutual business partner. They were interested in our software platform and we agreed to show it to them. After a couple of weeks of discussions, we visited the credit union to see their operation first-hand. It was pretty clear to me that our software could help them immediately.”

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