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Robert Heavner
- PhD in Business Economics, Stanford University
- White House Fellow, Assistant to Director of OMB
- Bank CFO during Turnaround, IPO, White Knight Sale
- Board Director for Equipment Lessor and Two Regulated Banks
- Company Founder: Auto Finance, Website Design, Restaurant, and
Specialty Lights
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Brad Emerson
- 25 Years in Banking, Auto Finance--Retail and Leasing
- Founder and President of Decisive and Vanguard Credit
- Co-developer of proprietary auto finance origination software
- Managed origination and servicing of hundreds of millions
of auto loans and leases for banks and credit unions
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Gary Schurman
- 22 Years in Banking and Auto Finance
- Comptroller, Treasurer, and Analyst for publicly-traded banks
- Analyst for over one billion dollars in securitizations
- Co-developer of propriatary auto finance origination software
- Masters, Business Economics, CPA, CFA
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